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US Household Debt Soars to Record $18.04 Trillion

2/23/2025

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Story summary
  • US household debt hit a record $18.04 trillion in Q4 2024, increasing by $93 billion from the prior quarter.
  • Mortgages dominate the debt landscape at $13 trillion, with auto loans at $1.66 trillion and student loans at $1.61 trillion.
  • Delinquency rates increased, with 11.4% of credit card balances unpaid for over 90 days.
  • Around 123,000 Americans filed for bankruptcy in Q4 2024.