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Iowa Homeowners Face 19% Insurance Premium Spike in 2025

4/13/2025

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Summary

Story summary

Iowa homeowners will see a 19% increase in insurance premiums in 2025, ranking third highest in the U.S.
Average premiums will rise from $3,201 to $3,825, surpassing the national average increase of 8%.
Rising costs are attributed to severe weather events, with insurers paying $122 in claims for every $100 collected.
Homeowners should explore better rates and consider higher deductibles to reduce their premiums.

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Story summary

Iowa homeowners will see a 19% increase in insurance premiums in 2025, ranking third highest in the U.S.
Average premiums will rise from $3,201 to $3,825, surpassing the national average increase of 8%.
Rising costs are attributed to severe weather events, with insurers paying $122 in claims for every $100 collected.
Homeowners should explore better rates and consider higher deductibles to reduce their premiums.