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401(k) Plans Transform: 78% Now Have Balanced Portfolios

5/14/2025

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Summary

Story summary

In 2024, a remarkable shift in 401(k) plans emerged, with 78% of participants now enjoying balanced portfolios, a notable rise from 69% ten years prior. Employers are stepping up by implementing automatic enrollment and increasing default deferral rates. Enhanced financial tools and tailored advice are empowering workers to navigate financial challenges, paving the way for brighter retirement futures in the U.S.

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Story summary

In 2024, a remarkable shift in 401(k) plans emerged, with 78% of participants now enjoying balanced portfolios, a notable rise from 69% ten years prior. Employers are stepping up by implementing automatic enrollment and increasing default deferral rates. Enhanced financial tools and tailored advice are empowering workers to navigate financial challenges, paving the way for brighter retirement futures in the U.S.