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FHFA Directs Fannie Mae, Freddie Mac to Evaluate Crypto Risks

6/26/2025

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Summary

Story summary

The Federal Housing Finance Agency (FHFA) has mandated Fannie Mae and Freddie Mac to assess cryptocurrency in mortgage risk evaluations.
This initiative, led by FHFA Director William J. Pulte, seeks to incorporate digital assets into U.S. housing finance.
Borrowers can retain their cryptocurrency without converting it to U.S. dollars at loan closing.
The directive supports the vision of establishing the U.S. as a hub for cryptocurrency.
Fannie Mae and Freddie Mac are required to account for market volatility and adhere to regulations.

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Story summary

The Federal Housing Finance Agency (FHFA) has mandated Fannie Mae and Freddie Mac to assess cryptocurrency in mortgage risk evaluations.
This initiative, led by FHFA Director William J. Pulte, seeks to incorporate digital assets into U.S. housing finance.
Borrowers can retain their cryptocurrency without converting it to U.S. dollars at loan closing.
The directive supports the vision of establishing the U.S. as a hub for cryptocurrency.
Fannie Mae and Freddie Mac are required to account for market volatility and adhere to regulations.