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Story perspectives

Social Security Crisis: 20% Cuts Loom for Millions

6/28/2025

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Story summary
  • Social Security's trust funds may be exhausted by 2034, risking 20% benefit cuts for 70 million recipients.
  • Approximately 56 million U.S. workers do not have employer-sponsored retirement plans, worsening wealth inequality.
  • Barriers to saving affect many low-income workers, with 70% lacking retirement plans.
  • Experts stress that access to retirement plans is vital for financial security, beyond individual responsibility.