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Chase Sapphire Cards Compete as Citizens Bank Disrupts Market

7/9/2025

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Summary

Story summary

The Chase Sapphire Preferred® Card continues to win hearts with its reasonable $95 annual fee and enticing rewards. While the Chase Sapphire Reserve® Card offers premium perks like elevated earning rates and lounge access, many users see redundancy with other cards. Meanwhile, Citizens Bank is shaking up the credit card scene, promising lower fees and better benefits to entice new customers.

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Story summary

The Chase Sapphire Preferred® Card continues to win hearts with its reasonable $95 annual fee and enticing rewards. While the Chase Sapphire Reserve® Card offers premium perks like elevated earning rates and lounge access, many users see redundancy with other cards. Meanwhile, Citizens Bank is shaking up the credit card scene, promising lower fees and better benefits to entice new customers.