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U.S. Foreclosures Surge 5.8%; Delinquencies Spike Nationwide

7/19/2025

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Summary

Story summary

Foreclosures in the U.S. reached 187,659 in the first half of 2025, marking a 5.8% increase from 2024.
Serious mortgage delinquencies rose, especially in Louisiana, Florida, and Georgia, driven by higher property taxes and insurance costs.
The average foreclosure process duration dropped to 645 days, the shortest since 2016, reflecting enhanced servicer efficiency.

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Story summary

Foreclosures in the U.S. reached 187,659 in the first half of 2025, marking a 5.8% increase from 2024.
Serious mortgage delinquencies rose, especially in Louisiana, Florida, and Georgia, driven by higher property taxes and insurance costs.
The average foreclosure process duration dropped to 645 days, the shortest since 2016, reflecting enhanced servicer efficiency.