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SoFi Offers Personal Loans: Rates Up to 35.49%

8/10/2025

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Summary

Story summary

SoFi provides personal loans with fixed APRs between 8.99% and 35.49%, tailored to your credit profile. You can borrow anywhere from $5,000 to $100,000, with a 0.25% discount for setting up autopay and direct deposit. Keep in mind that origination fees differ by lender, and not everyone will secure the best rates.

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Story summary

SoFi provides personal loans with fixed APRs between 8.99% and 35.49%, tailored to your credit profile. You can borrow anywhere from $5,000 to $100,000, with a 0.25% discount for setting up autopay and direct deposit. Keep in mind that origination fees differ by lender, and not everyone will secure the best rates.