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Story perspectives

Credit Cards Hike Fees, Gen Z Seeks Better Value

8/18/2025

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Story summary
  • Major credit cards, including Capital One Venture X and Chase Sapphire Reserve, are raising annual fees to $800.
  • Capital One is cutting rewards and restricting airport lounge access; Chase is increasing fees and complicating benefits.
  • American Express is appealing to Gen Z with new perks like premium lounge access and dining reservations.
  • Cardholders are reevaluating their options for better value and point maximization strategies.