Story perspectives

Vietnam to Lift Credit Quota by 2026 for Growth

8/18/2025

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Summary

Story summary

The State Bank of Vietnam will eliminate the credit growth quota by 2026 to improve lending flexibility and boost economic growth.
This initiative seeks to balance capital allocation, manage inflation, and prevent asset bubbles.
Banks are required to enhance risk management and adapt strategies for sustainable lending.
Experts call for clear prudential criteria to effectively guide capital flows.
The transition will occur gradually to ensure market stability and protect financial health.

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Story summary

The State Bank of Vietnam will eliminate the credit growth quota by 2026 to improve lending flexibility and boost economic growth.
This initiative seeks to balance capital allocation, manage inflation, and prevent asset bubbles.
Banks are required to enhance risk management and adapt strategies for sustainable lending.
Experts call for clear prudential criteria to effectively guide capital flows.
The transition will occur gradually to ensure market stability and protect financial health.