Story perspectives

Global Loan Trends: Ukraine Up, Thailand NPLs Rise

8/21/2025

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Summary

Story summary

In July 2025, Ukraine's loans increased by 2.0% to UAH 1.235 trillion, while deposits decreased by 0.1% to UAH 2.848 trillion.
Thailand experienced slower loan growth in Q2 2568, with business non-performing loans (NPLs) rising to 2.74%.
South Korea's 10-year bond yield reached 2.86%, coinciding with household debt at 91% of GDP.
UK credit card spending grew by 1.8% to £21.8 billion, with interest rates at a record 35.7% APR.
Canada's delinquency rate is stabilizing, with 118,000 additional delinquencies compared to last year.

History

Historical Context

The 2008 financial crisis, triggered by a U.S. housing bubble, led to a global economic downturn and prompted the U.S. government to inject $700 billion into financial institutions for stabilization. This crisis highlighted vulnerabilities in lending practices, as seen today in Ukraine's loans of UAH 1.235 trillion and Thailand's non-performing loans at 2.74%, necessitating ongoing regulatory scrutiny.

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Story summary

In July 2025, Ukraine's loans increased by 2.0% to UAH 1.235 trillion, while deposits decreased by 0.1% to UAH 2.848 trillion.
Thailand experienced slower loan growth in Q2 2568, with business non-performing loans (NPLs) rising to 2.74%.
South Korea's 10-year bond yield reached 2.86%, coinciding with household debt at 91% of GDP.
UK credit card spending grew by 1.8% to £21.8 billion, with interest rates at a record 35.7% APR.
Canada's delinquency rate is stabilizing, with 118,000 additional delinquencies compared to last year.

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