Story perspectives
Fixed-Rate Mortgages Rise: Lowest Rates May Be Gone
8/22/2025
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Story summary
- Fixed-rate mortgages have risen this summer, with the five-year rate increasing from 3.64% in April to 4.04%.
- Mortgage expert Victor Tran indicates that the lowest rates may have passed.
- Easing inflation, a weakening economy, and U.S. economic policy could lower rates in the future.
- Persistent inflation is currently pushing bond yields and mortgage rates upward.
