Story perspectives

Affordable EMIs and Rising Prices: India's Housing Market Boom

8/29/2025

Summary

Story summary

Ahmedabad, Pune, and Kolkata have the lowest EMI-to-income ratios in India at 18%, 22%, and 25-26%, respectively.
Residential property prices are projected to increase by 6.5% in 2025 and 7.5% in 2026 due to strong demand.
The festive season is anticipated to drive housing sales, contributing 30% of annual sales in Q4 2025.
Pune's growth is fueled by its IT sector and educational institutions, attracting young professionals.
Rising construction costs and inflation may affect affordability, but infrastructure projects are improving market access.

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Story summary

Ahmedabad, Pune, and Kolkata have the lowest EMI-to-income ratios in India at 18%, 22%, and 25-26%, respectively.
Residential property prices are projected to increase by 6.5% in 2025 and 7.5% in 2026 due to strong demand.
The festive season is anticipated to drive housing sales, contributing 30% of annual sales in Q4 2025.
Pune's growth is fueled by its IT sector and educational institutions, attracting young professionals.
Rising construction costs and inflation may affect affordability, but infrastructure projects are improving market access.