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Story perspectives

Climate Change Drives Ghana's Agricultural Financing Crisis

9/1/2025

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Story summary
  • Ghana's agriculture sector suffers from chronic under-financing, affecting productivity and food security.
  • Smallholder farmers and outgrower businesses face high-interest informal loans, resulting in lower yields.
  • Climate change worsens these issues, increasing risks and deterring financial institutions from lending.
  • Climate-smart financing solutions are crucial for enhancing agricultural potential and resilience to climate variability.