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Gen Z Investment Rises Amid Homeownership Fears

9/2/2025

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Summary

Story summary

A JPMorgan Chase Institute analysis shows retail investing among Gen Z has increased significantly, with 37% of 25-year-olds investing in 2024, up from 6% in 2015.
Low housing affordability drives this trend, with the median US home price at $410,800 and mortgage rates at 6.56%.
Concerns about homeownership remain, as 60% of Gen Z fears they may never afford a home.

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Story summary

A JPMorgan Chase Institute analysis shows retail investing among Gen Z has increased significantly, with 37% of 25-year-olds investing in 2024, up from 6% in 2015.
Low housing affordability drives this trend, with the median US home price at $410,800 and mortgage rates at 6.56%.
Concerns about homeownership remain, as 60% of Gen Z fears they may never afford a home.