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Story perspectives

Stable Mortgage Rates Await Fed's September Decision

9/3/2025

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Story summary
  • Mortgage rates are likely to remain stable in early September, pending the Federal Reserve's meeting on September 17.
  • Current 30-year fixed mortgage rates are approximately 6.7%, complicating home purchases.
  • The Federal Reserve is addressing inflation and employment issues, with gradual rate decreases anticipated through 2026.
  • Short-term certificates of deposit (CDs) are yielding the best returns, especially 6-month terms.