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26% of U.S. Homes Face High Climate Risk

9/4/2025

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Summary

Story summary

A Realtor.com report indicates that 26% of U.S. homes, worth $12.7 trillion, are at high climate risk from flooding and wildfires.
Nearly 6 million homes may face severe flooding in the next 30 years, raising insurance costs for homeowners, particularly in Miami.
Local insurance premiums vary, with Cape Coral-Fort Myers at 2.2% and North Port-Sarasota-Bradenton and Tampa both at 1.7%.

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Story summary

A Realtor.com report indicates that 26% of U.S. homes, worth $12.7 trillion, are at high climate risk from flooding and wildfires.
Nearly 6 million homes may face severe flooding in the next 30 years, raising insurance costs for homeowners, particularly in Miami.
Local insurance premiums vary, with Cape Coral-Fort Myers at 2.2% and North Port-Sarasota-Bradenton and Tampa both at 1.7%.