Story perspectives

Social Security Goes Paperless: Millions Must Switch Payments

9/8/2025

Summary

Story summary

Starting September 30, 2025, the Social Security Administration will cease paper checks, moving to electronic payments.
Nearly 74 million Americans will be affected, with under 1% currently receiving paper checks.
Beneficiaries must switch to direct deposit or a Direct Express® prepaid debit card for payments.
Exceptions exist for individuals aged 90+, those with disabilities, or in remote areas, requiring approval.
Electronic payments enhance security, reliability, and cost-effectiveness, saving government funds.

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Story summary

Starting September 30, 2025, the Social Security Administration will cease paper checks, moving to electronic payments.
Nearly 74 million Americans will be affected, with under 1% currently receiving paper checks.
Beneficiaries must switch to direct deposit or a Direct Express® prepaid debit card for payments.
Exceptions exist for individuals aged 90+, those with disabilities, or in remote areas, requiring approval.
Electronic payments enhance security, reliability, and cost-effectiveness, saving government funds.