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ECB Aims for Digital Euro by 2029 Amid Concerns

9/8/2025

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Story summary
  • The European Central Bank (ECB) plans to launch a digital euro by 2029 amid privacy and stability concerns.
  • ECB board member Piero Cipollone asserts the digital euro will enhance cash use and privacy, possibly allowing offline payments.
  • The project, started in 2020, is in preparation, with legislation expected by mid-2026.
  • Critics, including the Association of German Banks, fear it may damage customer relations and reduce payment fee revenue.
  • Global interest in Central Bank Digital Currencies (CBDCs) is declining as advanced economies reassess their initiatives.