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Hawaii Tops U.S. States in Budgeting Effectiveness

9/9/2025

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Story summary
  • A WalletHub survey ranks U.S. states on budgeting effectiveness, showing notable disparities.
  • Hawaii leads, with over 64% of residents saving for emergencies.
  • Washington and Massachusetts follow, recognized for low debt and high credit scores.
  • South Carolina ranks 42nd, facing challenges with non-mortgage debt.
  • Nearly 75% of Americans struggle with overspending due to inflation, prompting calls for budgeting education.