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Potential 65% Premium Hike Looms for 24 Million ACA Enrollees

9/14/2025

Center

Health Subsidies Expire

The expiration of Enhanced Premium Tax Credits under the Affordable Care Act (ACA) at the end of 2025 may raise health insurance premiums for 24 million enrollees by 65%, costing individuals an extra $1,300 annually.
Nearly 4 million could lose coverage in 2026, with projections reaching 7 million by 2034.
Open enrollment starts Nov. 1, with families facing potential premium increases.
Congressional negotiations continue, with some Republicans open to extending subsidies.
Health experts warn that losing subsidies could destabilize insurance markets and increase the uninsured rate.

Left

Florida Faces Premium Surge

Florida's health insurance premiums will increase by 103% for individuals and 75% for families in 2026, as reported by the OIR.
The end of enhanced premium tax credits may leave an additional 1.2 million Floridians uninsured.
The state has fewer insurance providers, limiting consumer options.
Experts warn that not renewing tax credits and expanding Medicaid could trigger a healthcare crisis.
Nationwide, insurers propose an 18% median premium increase due to rising costs.

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Health Subsidies Expire

The expiration of Enhanced Premium Tax Credits under the Affordable Care Act (ACA) at the end of 2025 may raise health insurance premiums for 24 million enrollees by 65%, costing individuals an extra $1,300 annually.
Nearly 4 million could lose coverage in 2026, with projections reaching 7 million by 2034.
Open enrollment starts Nov. 1, with families facing potential premium increases.
Congressional negotiations continue, with some Republicans open to extending subsidies.
Health experts warn that losing subsidies could destabilize insurance markets and increase the uninsured rate.

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