Story perspectives

Health Insurance Costs Surge as Congress Fails to Act

9/20/2025

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Summary

Story summary

Congress has not renewed Biden-era health insurance assistance, causing rising costs in Minnesota and Maryland.
Minnesota's individual market premiums could rise by 7% to 26%, impacting over 100,000 residents.
Maryland faces average rate hikes of 13.4% for individuals and nearly 5% for small businesses.
Both states warn that without federal subsidies, many may lose coverage, increasing the uninsured rate.
Health officials urge Congress to restore premium subsidies before the November 1 open enrollment.

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Story summary

Congress has not renewed Biden-era health insurance assistance, causing rising costs in Minnesota and Maryland.
Minnesota's individual market premiums could rise by 7% to 26%, impacting over 100,000 residents.
Maryland faces average rate hikes of 13.4% for individuals and nearly 5% for small businesses.
Both states warn that without federal subsidies, many may lose coverage, increasing the uninsured rate.
Health officials urge Congress to restore premium subsidies before the November 1 open enrollment.