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Annaly Capital Thrives as Mortgage Rates Plunge

9/21/2025

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Summary

Story summary

Annaly Capital Management benefits from declining mortgage rates, now at 6.26% as of September 17, 2025, enhancing housing affordability and loan demand.
The Federal Reserve lowered its benchmark interest rate to 4.00-4.25%, with potential further cuts by year-end.
Annaly's portfolio includes $89.5 billion in assets, mainly Agency mortgage-backed securities, and it has $7.4 billion in liquidity.
The company offers a 12.9% dividend yield, though its valuation is high relative to peers.
Investors might hold Annaly for income while seeking a better entry point.

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Story summary

Annaly Capital Management benefits from declining mortgage rates, now at 6.26% as of September 17, 2025, enhancing housing affordability and loan demand.
The Federal Reserve lowered its benchmark interest rate to 4.00-4.25%, with potential further cuts by year-end.
Annaly's portfolio includes $89.5 billion in assets, mainly Agency mortgage-backed securities, and it has $7.4 billion in liquidity.
The company offers a 12.9% dividend yield, though its valuation is high relative to peers.
Investors might hold Annaly for income while seeking a better entry point.