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75% of Americans Fear Debt Will Derail Retirement

9/29/2025

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Story summary
  • A recent study reveals 75% of Americans view debt as a major barrier to saving for retirement, worsened by inflation and rates.
  • Rising household debt to $18.2 trillion forces many to rely on credit cards for daily expenses.
  • Nearly 80% say retirement crisis is real; healthcare and housing projected to consume 75% of retirees' income, and Social Security in doubt.