Story perspectives
Trump Administration to Revamp Student Loan Repayment Plans
9/30/2025
46 4
1 of 1
Story summary
- The Trump Administration plans an overhaul of student-loan repayment by July 2026.
- New options include a Standard Plan based on balance and interest, and Repayment Assistance Plan (RAP) at 1-10% of discretionary income.
- Graduate caps are $20,500 annually and $100,000 lifetime.
- Existing borrowers may keep current options; Grad PLUS funding may be eliminated; deferment ends for disbursed loans after July 1, 2027.
