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Maine Bans Medical Debt Reporting to Protect Residents

9/30/2025

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Summary

Story summary

Maine enacted a law prohibiting reporting medical bills to credit agencies; Governor Janet Mills signed it June 9, 2025 after unanimous approval.
Senator Donna Bailey says 40% of Mainers have medical debt, harming access.
California enforces the Fair Debt Collection Practices Act (FDCPA): debt validation is required and abusive tactics are prohibited; complaints go to the Federal Trade Commission (FTC).

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Story summary

Maine enacted a law prohibiting reporting medical bills to credit agencies; Governor Janet Mills signed it June 9, 2025 after unanimous approval.
Senator Donna Bailey says 40% of Mainers have medical debt, harming access.
California enforces the Fair Debt Collection Practices Act (FDCPA): debt validation is required and abusive tactics are prohibited; complaints go to the Federal Trade Commission (FTC).