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BayFirst Bank Exits SBA Lending, Sells $103M Loans

9/30/2025

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Story summary
  • BayFirst Bank will sell $103 million in Small Business Administration (SBA) 7(a) loans and exit SBA lending.
  • Banesco USA will acquire these loans and establish a national SBA lending operation using BayFirst's infrastructure.
  • BayFirst's decision follows a strategic review to focus on community banking in Tampa-St. Petersburg.
  • SBA projects 2025 to be strong, with $36.2 billion in 7(a) loans originated.