Story perspectives
Government Shutdown Halts Flood Insurance, Stalling Real Estate
10/2/2025
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Story summary
- The National Flood Insurance Program (NFIP) is halted by the government shutdown, impacting homeowners, especially in Florida with the most NFIP policies.
- Real estate closings in flood zones stall as NFIP flood insurance remains unavailable.
- Expiring NFIP policies create gaps; claims can be filed, but funding may be limited if the shutdown persists.
