Story perspectives
Neobanks Expand: Investments and Crypto Driving 45.3% Growth
10/2/2025
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Story summary
- Neobanks diversify beyond payments into investments, cryptocurrency, and embedded finance.
- Regulation like Payment Services Directive 3 (PSD3) in Europe supports neobank growth amid rising digital demand.
- The market is projected to reach USD 5151.5 billion by 2032.
- The enterprise segment holds 55% of the market as SMEs adopt digital banking for efficiency.
- Mobile banking growth is 45.3%, driven by smartphone-centric services.
