Back to today’s briefing

Story perspectives

Ending Conservatorship Could Spike Mortgage Rates by $2,000

10/4/2025

39 8

Summary

Story summary

Stanford researchers say ending conservatorship for Fannie Mae and Freddie Mac could raise mortgage rates 20–80 bps, adding $2,000 annually.
Industry groups favor a utility-style model with explicit guarantees; a merger could raise fees.
The Trump administration would sell a small stake in Fannie Mae and Freddie Mac while keeping control.

1 of 1

Story summary

Stanford researchers say ending conservatorship for Fannie Mae and Freddie Mac could raise mortgage rates 20–80 bps, adding $2,000 annually.
Industry groups favor a utility-style model with explicit guarantees; a merger could raise fees.
The Trump administration would sell a small stake in Fannie Mae and Freddie Mac while keeping control.