Story perspectives
2026 Social Security COLA Estimated at 2.7%-2.8%
10/6/2025
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Story summary
- The Social Security Administration will announce the 2026 Cost-of-Living Adjustment in mid-October 2025, based on July–September 2025 inflation.
- Past COLAs were 5.9% (2022), 8.7% (2023), 3.2% (2024), and 2.5% (2025).
- Estimates for 2026 range 2.7%–2.8%, possibly $54–$56 more per month.
- Inflation, energy, healthcare, and housing will influence the adjustment, while higher Medicare premiums may offset gains.
