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Story summary
- In the first half of 2025, all-cash purchases were 33% of U.S. sales, slightly below last year yet significantly above pre-pandemic levels.
- Institutional investors and second-home buyers drive cash purchases in vacation markets.
- Mississippi leads cash sales at 49.6%, followed by New Mexico at 48.8%, due to affordable prices.
- High mortgage rates and limited inventory intensify competition, constraining financing-reliant buyers.
