Story perspectives

Medicare Open Enrollment: Key Changes for 2026

10/10/2025

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Summary

Story summary

The Medicare Open Enrollment period runs from October 15 to December 7 each year.
Original Medicare consists of Parts A and B, with Part A typically having no premium for individuals who have worked for at least 10 years.
Part B requires a monthly premium, projected at $206.50 in 2026.
Medicare Advantage (Part C) provides bundled coverage, while Part D offers standalone prescription drug coverage.
In 2026, all plans will impose a $2,100 cap on out-of-pocket costs for covered prescriptions.

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Story summary

The Medicare Open Enrollment period runs from October 15 to December 7 each year.
Original Medicare consists of Parts A and B, with Part A typically having no premium for individuals who have worked for at least 10 years.
Part B requires a monthly premium, projected at $206.50 in 2026.
Medicare Advantage (Part C) provides bundled coverage, while Part D offers standalone prescription drug coverage.
In 2026, all plans will impose a $2,100 cap on out-of-pocket costs for covered prescriptions.