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ECB Warns of €700B Risk Amid Digital Euro Plans

10/10/2025

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Summary

Story summary

The European Central Bank simulated the digital euro, warning of a potential bank run that could withdraw up to 700 billion euros and risk liquidity for about a dozen euro zone banks.
The study, requested by EU legislators, suggests a 3,000-euro holding limit would stabilize the banking sector.
EU finance ministers are drafting a roadmap for the digital euro launch.
They will keep control over its introduction and holding limits.

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Story summary

The European Central Bank simulated the digital euro, warning of a potential bank run that could withdraw up to 700 billion euros and risk liquidity for about a dozen euro zone banks.
The study, requested by EU legislators, suggests a 3,000-euro holding limit would stabilize the banking sector.
EU finance ministers are drafting a roadmap for the digital euro launch.
They will keep control over its introduction and holding limits.