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Regulators Propose Lowering Bank Leverage Ratio to 8%

10/16/2025

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Summary

Story summary

Regulators plan to lower the community bank leverage ratio from 9% to 8%.
The change is backed by the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC).
Michelle Bowman, Vice Chair of the Federal Reserve, says the current framework underachieves relief for lenders.
Public input will be sought before adoption.

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Story summary

Regulators plan to lower the community bank leverage ratio from 9% to 8%.
The change is backed by the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC).
Michelle Bowman, Vice Chair of the Federal Reserve, says the current framework underachieves relief for lenders.
Public input will be sought before adoption.