Story perspectives
Health Insurers Deny 20% of Claims, Hurting Vulnerable Patients
10/21/2025
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Story summary
- A new report from the People’s Action Institute documents a crisis of private health insurance denials in New York, with rates exceeding 20% to maximize profits.
- Vulnerable groups needing autism, substance use, or cancer care face higher denial rates.
- The report says financial motives may override medical necessity in insurer decisions.
- The Care Over Cost campaign, backed by 25 organizations, seeks to curb these practices and restore access.
