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RBI Launches Offline Digital Rupee Amid Challenges

10/22/2025

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Summary

Story summary

The Reserve Bank of India launched the offline Digital Rupee (eINR) at Global Fintech Fest 2025, enabling offline payments.
The eINR is stored in a secure digital wallet and used for transactions via UPI QR codes.
Major banks are participating in the pilot and the RBI plans to expand the program.
Challenges include lack of awareness, technology gaps, and privacy concerns.

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Story summary

The Reserve Bank of India launched the offline Digital Rupee (eINR) at Global Fintech Fest 2025, enabling offline payments.
The eINR is stored in a secure digital wallet and used for transactions via UPI QR codes.
Major banks are participating in the pilot and the RBI plans to expand the program.
Challenges include lack of awareness, technology gaps, and privacy concerns.