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ACA Tax Credit Expiration Sparks Soaring Premiums for Millions

10/26/2025

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Summary

Story summary

The expiration of ACA premium tax credits will raise premiums in 2026, as Congress stalls on extending subsidies.
In Colorado, about 280,000 residents may face 170% premium hikes.
Chelsey Baker-Hauck, a Colorado resident, fears healthcare costs could consume up to 50% of her income.
In Florida, older adults earning around $65,000 could see premiums rise from a few hundred dollars to over $1,000 monthly.
Open enrollment begins on November 1.

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Story summary

The expiration of ACA premium tax credits will raise premiums in 2026, as Congress stalls on extending subsidies.
In Colorado, about 280,000 residents may face 170% premium hikes.
Chelsey Baker-Hauck, a Colorado resident, fears healthcare costs could consume up to 50% of her income.
In Florida, older adults earning around $65,000 could see premiums rise from a few hundred dollars to over $1,000 monthly.
Open enrollment begins on November 1.