Story perspectives
87% of Workers Fear Retirement Income Shortfalls
10/26/2025
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Story summary
- A Schroders survey shows 87% of workers are worried about retirement income adequacy.
- Fifty-eight percent feel behind on savings.
- Nearly 20% believe Social Security will cover all retirement needs.
- Experts warn that claiming Social Security early can lead to significant financial shortfalls, even as 90% plan to claim before age 70.
- Delaying benefits until age 70 can increase lifetime income by about 30%.
