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T-Mobile Cuts AutoPay Discounts for Credit Card Users

10/27/2025

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Story summary
  • T-Mobile tightens its AutoPay discount policy, effective October 24, 2025.
  • Customers paying early with credit cards or Apple Pay will lose the AutoPay discount, around $5 per line.
  • Previously, customers could pre-pay balances using these methods and still receive the discount via AutoPay with debit or bank payment.
  • The change follows an earlier limit on AutoPay discounts to debit and bank payments due to higher processing fees for credit cards.