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Wyoming Leads Nation in 16% Credit Limit Drop

10/27/2025

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Story summary
  • WalletHub, a personal-finance website, reported that Wyoming had the largest decrease in credit limits from Q2 2024 to Q2 2025.
  • The average credit limit declined about 16%.
  • New credit card limits fell nearly 22%.
  • Other states with significant decreases include Vermont and Alaska.
  • The report notes that 46 of 50 states saw year-over-year declines in credit limits, attributed to rising debt and inflation.