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Story perspectives

Rising Premiums and Deductibles Threaten Affordable Care Act Coverage

10/29/2025

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Story summary
  • As the Affordable Care Act open enrollment begins, a Virginia Beach family faces a deductible rise from $800 to $20,000 next year.
  • In Maryland, a household's monthly premium rises by $500.
  • Federal subsidies from 2021 will expire unless Congress acts, which could create uncertainty for 24 million people and leave Idaho residents fewer options if lawmakers delay past December 31.
  • Pennsylvania premiums double, with many residents dropping coverage.