Story perspectives
Subprime Auto Loan Delinquencies Hit Record 6.4% High
10/29/2025
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Story summary
- The subprime auto loan delinquency rate rose to 6.4%, the highest in auto finance history to date.
- Borrowers with credit scores under 670 have been hit hardest, with late payments rising steadily since 2021.
- Prime auto loan delinquencies stay at 0.5%, highlighting the growing divide between high- and low-credit borrowers.
