Back to today’s briefing

Story perspectives

Half of Holiday Shoppers Embrace Buy Now, Pay Later

10/30/2025

32 7

Summary

Story summary

PayPal's survey shows half of U.S. holiday shoppers plan to use buy now, pay later (BNPL) services, with budget control as a motivator.
Gen Z and millennials lead BNPL usage, with 25% of shoppers using BNPL regularly.
Klarna, the BNPL provider, and Affirm Holdings, Inc. expand BNPL offerings as banks also introduce similar services.
Citigroup Inc. (Citi) partnered with Mastercard to enable flexible payment options at checkout for its cardholders.

1 of 1

Story summary

PayPal's survey shows half of U.S. holiday shoppers plan to use buy now, pay later (BNPL) services, with budget control as a motivator.
Gen Z and millennials lead BNPL usage, with 25% of shoppers using BNPL regularly.
Klarna, the BNPL provider, and Affirm Holdings, Inc. expand BNPL offerings as banks also introduce similar services.
Citigroup Inc. (Citi) partnered with Mastercard to enable flexible payment options at checkout for its cardholders.