Story perspectives
Fed Cuts Rates: Time to Secure 4.35% CDs!
10/31/2025
50 8
1 of 1
Story summary
- The Federal Reserve has cut rates twice in six weeks, affecting borrowers and savers.
- Savers should open a $10,000 CD this November before rates drop further.
- Current CD rates offer up to 4.35% annual percentage yield (APY).
- A 3-year CD can yield over $1,200 in interest.
- CDs remain a safe investment protecting funds from market volatility.
