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Erie Insurance Faces Negative Outlook Amid Weather Losses

10/31/2025

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Summary

Story summary

A.M. Best revised Erie and Niagara Insurance Association (ENIA)'s Long-Term Issuer Credit Rating outlook to negative, while affirming its Financial Strength Rating at A (Excellent).
The change reflects a decline in operating performance from weather-related losses in 2022 and 2023, with uncertainty about returning to historical levels.
Cherry Valley Cooperative Insurance Company retains a stable outlook with an A- (Excellent) Financial Strength Rating; both firms are based in Williamsville, NY.

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Story summary

A.M. Best revised Erie and Niagara Insurance Association (ENIA)'s Long-Term Issuer Credit Rating outlook to negative, while affirming its Financial Strength Rating at A (Excellent).
The change reflects a decline in operating performance from weather-related losses in 2022 and 2023, with uncertainty about returning to historical levels.
Cherry Valley Cooperative Insurance Company retains a stable outlook with an A- (Excellent) Financial Strength Rating; both firms are based in Williamsville, NY.