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Affordable Care Act Enrollment Opens Amid Subsidy Crisis

11/1/2025

Summary

Congress Navigates Subsidy Uncertainty

Open enrollment for the Affordable Care Act began November 1, 2025, amid subsidy uncertainty.
If Congress fails to act by December 31, 2025, premiums could rise 30% nationwide, with some states up to 97%.
The Congressional Budget Office projects 4 million could lose coverage if subsidies expire, while others estimate up to 7.3 million.
The ongoing government shutdown complicates negotiations, with Democrats seeking subsidy extensions before funding the government.

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Congress Navigates Subsidy Uncertainty

Open enrollment for the Affordable Care Act began November 1, 2025, amid subsidy uncertainty.
If Congress fails to act by December 31, 2025, premiums could rise 30% nationwide, with some states up to 97%.
The Congressional Budget Office projects 4 million could lose coverage if subsidies expire, while others estimate up to 7.3 million.
The ongoing government shutdown complicates negotiations, with Democrats seeking subsidy extensions before funding the government.