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Story perspectives

Car Insurance Costs Surge 9% Amid Crisis

11/2/2025

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Story summary
  • The Central Bank reports car insurance costs rose 9% from 2023 to 2024, averaging €623.
  • The rise is driven by higher damage-related claims, with repairs averaging €192 per policy.
  • Smaller injury claims fell, but larger claims kept injury costs stable.
  • The Alliance for Insurance Reform criticized premiums amid a cost-of-living crisis, but acknowledged reforms stabilizing compensation awards.
  • Legal costs for claims surged to 48% of costs for claims under €100,000.