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Health Insurance Premiums Surge: 30% Hike Looms for 2026

11/2/2025

Summary

Story summary

Health insurance premiums in the United States are set to rise in 2026, with employer-sponsored plans increasing by 9% and Affordable Care Act (ACA) marketplace premiums by up to 30%.
Nearly 165 million Americans rely on employer-sponsored insurance, with the average family policy costing $27,000 and expected to reach $30,000 in 2026.
Higher medical service utilization and rising prescription drug costs drive premium increases.
A Gallup Poll finds 91 million adults struggle to afford necessary medical care.

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Story summary

Health insurance premiums in the United States are set to rise in 2026, with employer-sponsored plans increasing by 9% and Affordable Care Act (ACA) marketplace premiums by up to 30%.
Nearly 165 million Americans rely on employer-sponsored insurance, with the average family policy costing $27,000 and expected to reach $30,000 in 2026.
Higher medical service utilization and rising prescription drug costs drive premium increases.
A Gallup Poll finds 91 million adults struggle to afford necessary medical care.