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Upstart Holdings Faces First Earnings Miss, Shares Slide

11/5/2025

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Summary

Story summary

Upstart Holdings reported its first earnings miss in five quarters, and shares fell over 6% after hours.
The company posted adjusted earnings per share (EPS) of $0.52 and revenue of $277.11 million, below the $285.22 million estimate.
Despite growth, operating cash flow was negative at -$256.28 million.
Management will address revenue guidance and negative cash flow during the upcoming earnings call.

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Story summary

Upstart Holdings reported its first earnings miss in five quarters, and shares fell over 6% after hours.
The company posted adjusted earnings per share (EPS) of $0.52 and revenue of $277.11 million, below the $285.22 million estimate.
Despite growth, operating cash flow was negative at -$256.28 million.
Management will address revenue guidance and negative cash flow during the upcoming earnings call.